Commercial Mortgages in Nova Scotia.

Practical commercial financing — guided by a broker who has built, owned, and financed property himself.

Buying, refinancing, or improving a commercial property is very different from getting a residential mortgage. Each deal is evaluated on cash flow, leases, property type, and lender appetite — not just credit score and income.

As a Commercial Mortgage Broker, I help business owners, investors, and developers across Nova Scotia structure commercial mortgage financing that fits the project to fit their specific project and financing needs.

Commercial Financing Solutions.

I arrange financing for a wide range of commercial and income-producing properties, including:

  • Owner-occupied commercial buildings

  • Investment commercial properties

  • Mixed-use properties (commercial + residential)

  • Multi-unit residential (5+ units)

  • Retail, office, warehouse, light industrial

  • Hospitality & tourism-based properties

  • Refinances (rate improvement, debt consolidation, equity take-out)

  • Leasehold improvements & renovations

  • Development and take-out planning

If a property produces income or supports a business, it typically falls under commercial financing.

Developer Insight - Not Just Broker Advice.

In addition to being a mortgage broker with 19+ years of experience, I am also an active property developer and owner.

I built and operate Cabot Trail Tiny House Vacation Rentals in Cape Breton — from raw land acquisition, servicing, construction, financing, and long-term operation.

That hands-on experience means:

  • I understand construction timelines, cash flow gaps, and lender friction

  • I know how financing decisions affect real operations, not just approvals

  • I structure deals with the long game in mind, not just closing day

You’re working with someone who has sat on both sides of the table.

Access to Full Lending Market.

Commercial deals fail when they’re forced into the wrong lender box.

I work with:

  • Major Canadian banks

  • Government-backed and Crown lenders

  • Credit unions

  • Alternative and private commercial lenders

This allows me to find the right solution instead of declining the file.

Every lender has different risk tolerances, property preferences, and underwriting models. My role is to match your deal to the lenders actively financing that type of project — and structure it properly from the start.

How the Process Works

  • Initial Discovery Call: We discuss the property, your goals, timelines, challenges, and best plan to moving forward.

  • Financing Strategy & Document Checklist: You receive a clear list of required documents and lender options.

  • Packaging & Submissions: Your deal is professionally packaged and submitted to the right lenders.

  • Commitment & Closing Support: I guide the file through underwriting, conditions, and funding.

Let’s Talk About Your Commercial Mortgage.

If you’re purchasing, refinancing, or planning a commercial project in Nova Scotia, let’s start with a conversation.

Use this form to request a call.
I’ll review your situation and outline realistic options.